In the event that you are an international student or fall below the minimum 27.5x the monthly rent, please email us at renter-app@insurent.com so we can guide you through the application process. Once you find your apartment, Insurent will just need the building address, monthly rent and lease dates to email you an Agreement and payment instructions before issuing a lease guaranty to the landlord. I thank God that He led me to this company and that they were willing to work with me when I needed them. they can assist. YOUR APPROVAL IS 100% GUARANTEED. 13854 Lakeside Cir #402, Suite 402, Sterling Heights, MI 48313 United States, https://www.guaranteedapartmentapproval.com/, Top 5 Doctor Review Sites for Healthcare Providers. Evictions, Broken Lease, Bad Credit, etc. Do you look at the combined annual income of all of us or do we each need to meet the minimum 27.5x the monthly rent level? The Insurent Program issues guarantees for non U.S. persons with no U.S. based credit history. (The apartment was my name) I found this service several years later after finding that the eviction was still showing in the court records even though it wasnt on my credit. While it has an annual fee, it's lower than many competitors and it reports payments to all three credit scores. 2ND CHANCE APARTMENTS Brokers and Leasing Agents benefit by being able to close deals quickly. New landlords and their respective buildings are being added on an ongoing basis. Just stay clear. Register your property with OneApp Guarantee. Vet the listing agent, either by using an intermediary service or by sleuthing the web site and making some phone calls. Im not sure when it became a SCAM to refuse service due to someone that cannot control their behavior. 198 likes. Rebate Offer | Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. Now, I've been able to purchase a home and get back on my feet. Get started now. Our helpful staff are waiting. Non-US persons qualify as long as they have a minimum annual income of 27.5x the monthly rent OR have a minimum of 50x the monthly rent in the bank/publicly held securities here or abroad. Case in point: Scammers might hand you keys that don't even work. Apartment hunting can feel like a virtual minefield of scams. For Luxury Homes, Condos and Townhomes, All Apartments. The area i am in requires at lease 3x rent as income and i know alone i don't hit that mark so i'm having someone live with me. I Terms of Service It will also eliminate the need for significant additional security or prepaid rent to the landlord, and will quicken the approval process and shorten the time needed to obtain the apartment. Now I live in a gorgeous apartment. A Responsible Party would be a person in your home country (normally a father, mother or relative) who meets either of the following tests: (i) has a minimum annual income of approximately 50x the monthly rent you are seeking or (ii) has cash liquid assets or marketable securities equal to a minimum of approximately 80x the monthly rent that you are seeking. If you have consistent, documented income and are an eviction-free renter, there is an excellent chance that we can help you get qualified for the place you love. As a photographer, Dave has photographed wolves in their natural environment; he's also a scuba instructor and co-host of several podcasts. We get you in. I used the Nationwide Apartment Guarantor Service after many rental companies turned me down due to credit problems. Yes. . What else to say?Nothing makes us happier! Bear in mind, like any other company we do not have solutions for every person that inquires. Can I still qualify for an Insurent Lease Guaranty? I tried anchoryourassets to secure a lease after my bankruptcy. Opt-In Form- Get Free Email Updates! Lets go from 500 to a 700+ credit score. In such cases, it is still possible to qualify with only the person having good credit being the signatory on the lease and the other person being solely an occupant. My time spent military and my MOS taught me if they are defensive or shady, they have something to hide. Nor has any organization such as the BBB contacted us. The Insurent Program can also issue guarantees for U.S. persons with no U.S. based credit history. I was able to rent a beautiful luxury loft apartment for those 2 years and during that time, they helped my credit score rise and show great rental history. It's a scam, they will only take your initial deposit and give you an unrealistic time frame to provide them with more money and cancel your agreement. Guaranteed Apartment Approval Complaints Complaints Guaranteed Apartment Approval Apartment Rental Service View Business profile Customer Complaints Summary Business's Response Rate:. I was able to live in an upscale townhome in a fabulous school district because they didnt let my credit score define me! If this was how another company would treat me before I paid them I knew it wasn't going to get any better after I paid them. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. We remove the risk of rent loss from the equation. Found this company online on Google and decided to fill in the online application form. "If a landlord is willing to bait and switch, they might not be someone you want to rent from," Edward Mermelstein, a real estate attorney at One & Only Realty in New York, told Business Insider. I asked several of their apartments they claim to work with, and theyve never heard of this company or its affiliates. Approvals are based on income and real-world financial indicators. All applicants and others considering to use the service must qualify with the same rules. Ten minutes later, we signed the new updates lease.". That is why our Leasing Program allow clients the FREEDOM to live where they want! More Approvals Please fill in the form below and we will respond to your message. I got discouraged and started giving up hope, but I knew I had to find a place for my three children. Thankfully, the same precautions can help navigate you through most common apartment scams safely. In fact, you will be subject to legal action for the full recovery of any payments that the insurer makes to the landlord on your behalf. The reality is that background checks are fairly standardized and shouldn't cost more than about $50 or $75. The "listing agent" Nardo had been chatting with online was a fraud who had likely scraped the information off the legitimate listing. Can the Insurent Lease Guaranty Program assist me if I am an international student or US student? The house was for sale, and had, in fact, just closed the happy new owners were, through sheer coincidence, on the premises scouting out how to arrange their furniture. Ready to rent a new Home. The Insurent Lease Guaranty may be used in any instance where a landlord will require the renter to have a co-signer or guarantor. Guaranty fees for two year leases are approximately 85% higher than a one year lease guaranty, 18 month leases are approximately 39% higher, and 16 month leases are approximately 23% higher than a one year lease guaranty. 1: APPLY Apply at a participating property. Will the prospective bonus be included in the consideration of my application by Insurent? A Wholly Owned Subsidiary of Nationwide Financial Solutions, LLC. Since, I've gotten emails from David Rothchild & their Visnova USA corporate compliance team that their working on it. Can the Insurent Lease Guaranty Program still assist me if my income is less than 27.5x the monthly rent? And got treated with such disrespect. He didnt do a **** tthing! When they say 100% Guranteed they mean it. Hey y'all (apologies in advanced if this isn't the right place to post) so my lease is up in less than a month and i need to find a new spot. Hahaha I asked ONE question!!! We usually prequalify within 30 minutes and send Qualification Certificates and issue the Guaranty within 24 hours. With the application of a CPN (Credit Privacy Number), your private credit information is securely protected which affords the credit you need to yield a secure financial future. View rentals, browse photos and more! Acceptable Applications Include Renters With: You may apply for its personal loans, which range from $250 to $5,000, even if your credit score is below 630. "When you move out, your landlord will try to recoup all of the money that they can for repairs, even if the property was damaged prior to you moving in," Shawn Breyer, a real estate agent in Georgia, told Business Insider. Now I call the 917-633-4703 number and its say's it's been Disconnected!!. Unfortunately not. Each unit features central AC/Heat, stainless steel appliances, vinyl plank flooring, quartz countertops and much more. I left pictures on their website page before main. If a US student or US person with income less than 27.5x the monthly rent, the renter must have decent to good credit and a Responsible Party (normally a father or mother) who has a minimum annual income of 50x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 80x the monthly rent. You probably won't ever get it back," Coon said. They only get the information they need to approve your rental. Each of our second chance rental specialist has the experience and expertise in their perspective fields. Contact us to find out more and don't forget to ask about our fast-tracked program. If there are roommates, you would normally divide the guaranty fee equally, but you can divide the guaranty fee any way you like. The Green Dot primor card is unique among bad credit secured credit cards. We screen based on our own set of compassionate criteria, and we stand behind every person we approve. Home Approval. You can tell by the grammer/spelling on their site and the grammer/spelling in the paragraph that it's definitely the same person. We can Help!Anchor Your Assets Lease Guaranty (888) 361-7643 No Credit Check Apartments Testimonials dating 50+ speed dating firmen Login Credit Inquiry Removal Contact Risk Free Only Pay if we Can Help You Our offer: Guaranteed Rental Approval Risk Free Only Pay if we Can Help You If US, a minimum annual income of 27.5x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 50x the monthly rent, and decent to good credit. It's critical to avoid completing any leasing applications, credit checks, or sending money without first meeting the listing agent or landlord in person at the apartment you want to rent. The community amenities include a sparkling pool, community barbecue . Hundreds of landlords owning/managing over 8,000 buildings representing over 775,000 apartments accept the Insurent Lease Guaranty. The Insurent Lease Guaranty is issued to the landlord when you have executed the Tenant Participation Agreement and paid the guaranty fee. It takes only a few minutes to apply for an online guaranteed payday loan (or for a guaranteed payday cash advance alternative, namely a short-term personal loan), and you will usually receive a loan decision within seconds after hitting the submit button. I wasted over 4 months and $1400+ looking for an apartment using this company. They applied one time and were approved instantly for a lease. If non-US, a minimum annual income of 27.5x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 50x the monthly rent, and no US credit history required. It goes against our guidelines to offer incentives for reviews. On average, the guaranty fee for U.S. parties will approximate 70% - 90% of a month's rent for the one year lease guaranty. Get Approved For Your Own Apartment or House - Second Chance Guarantor Program. Everyone that fills out an inquiry gets property choices to review, if we have any, before applying. What is my maximum liability under the Insurent Lease Guaranty, in the event that I breach any of my lease obligations? Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. "Never wire money to someone if you aren't confident they're who they say they are, because once you do, the money is gone. Browse 99 Apartments in Brea, CA. Or they should be able to explain why it is taking longer. We've already gotten denied once and i'm . Currently, the Insurent Lease Guaranty is applicable to apartments located in New York, New Jersey, Massachusetts, Illinois, Maryland, Virginia, Washington DC, Nevada, California and Florida. It is a 9 digit number that is fully tri-merged with the Social Security Administration. Let renters who need a co-signer know we can help them. Insurent requires separate applications from signatories because all signatories are bound to the rights and obligations under the lease. Even if you haven't found the perfect rental just yet, understanding the application process in advance will make everything a lot less stressful. Their father (or some relative overseas or here) would not be a signatory on the apartment lease. The property may require other fees and deposits. Their friendly Complete Our Guaranteed Second Chance Rental Application Acceptable Applications Include Renters With: :Evictions :Broken Leases :Eviction Filings :Rental Balances :Poor Credit :Bankruptcies :Foreclosures Get Approved For An: :Apply For An Apartment Here : Apply For A House Here : Apply For A Townhome Here : Apply For A Condo Here anyhow, not sure how i found this company, but they said they could get me approved if i can prove my income i could,so i signed up they said their fee is equal to 1 month's rent plus 250. OK pretty high but, i need the location for my daughters school anyhoo.. they told me they can prove to my for as little as 500 bucks down towards my total fee with an approval from the property i picked well, lets say i was SOLD when i got my WELCOME LETTER from the property and called them to confirm if its really REALLY for real ! Just because I asked if this was a scam they started saying I was throwing out wild accusations!!! We specialize in second chance rental services, corporate leasing, co-signor programs and low income second chance rental services. We are not a "pay to play" service. We'll strengthen your rental application as your co-signer for the term of the lease, so property managers can say yes to you. The cookie is used to store the user consent for the cookies in the category "Other. We are a FREE referral service. The father (or mother or some relative overseas or here) will just need to have a minimum annual income of 50x the monthly rent in their home country or a minimum of cash liquid assets/marketable securities held by them in their home country of 80x the monthly rent. As the website states " YOU MUST QUALIFY FOR OUR SERVICE" . Let our 6 years of second chance rental experience and team of case managers and rental specialist help you to rent again! What is the duration of the Insurent Lease Guaranty? We qualify an international student or U.S. student based on their father (or mother or some relative overseas or here) being a Responsible Party solely on our Agreement. In the event that you stop paying your rent or breach any other provision of the lease, the landlord will still take legal action that includes the commencement of an eviction proceeding against you. By acting as your lease guarantor, Insurent takes the stress away and get your your dream apartment. Click Here to fill out an Online Pre-Qualification form. If you've experienced. How you divide the fee payment for the Lease Guaranty between yourselves is at your discretion. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc.